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Other debts, like student loans and payday loans, might not be eligible for consolidation.This service covers 32 states, the most of any service on our lineup. Though keep in mind that these minimum amounts vary based on which state you live in and the debt you enroll.Finally, bad credit can keep you from getting a good interest rate, which negates the main purpose of a debt consolidation loan.But obtaining debt consolidation loans with bad credit is possible if you fall into that category.

You can enroll business and personal debts in Accredited's consolidation service, including unsecured loans and lines of credit and medical bills.

A good rule of thumb is: debt consolidation is not a good option if your debt is more than 50 percent of your income.

It is also not a fit if you do not have a consistent source of income that more than covers your monthly payment.

This means that when you choose Accredited, you can select the option that fits your financial situation and timeline.

The certified debt specialists go over your finances with you and help you decide which debt solution is best for you.

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