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The Pinegrews at last: (the family I invented for my stories)In my mind/story they are one of the 2-3 richest families too. However, he slowly realizes that this world was different from his own. Lily Potter pleads to any god listening to save her son Harry.
This wouldn't bankrupt him, but certainly be a vicious blow. AU; Continued in sequel: The Falling: Darkness Rising.; Big question for readers. When Ron Weasley realized he was reborn to the world with his memories mostly intact, he felt it was a second chance to do better.
They have been financiers of the Dark Lord, but always spend much time in increasing their wealth and had much influence in society and Ministry, able to increase their money after the last war again (especially with families like the Potters and Blacks out of the picture). COMPLETELY REWRITTEN: No longer starts as canon, it is completely non-canon.
However, Lucius has one problem: An important part of his money belongs to Narcissa. AND I AM NOW CONTINUING THE STORY - The trio return for an 8th year at Hogwarts.
Because of that and because there hasn't been a Lord Potter for more than a decade, those assets dwindled down to the current state of barely 1 million Galleons.
With the Blacks it has been similar, only they backed Voldemort instead of Dumbles and were a bit more careful.